Mortgage Underwriter
Hybrid · Leek, England, United Kingdom
Job Summary
As a Mortgage Underwriter, assess and underwrite mortgage and additional borrowing applications in line with product criteria and Responsible Lending policies, provide clear approval/decline decisions with rationale, and liaise with intermediaries and customers to progress applications to offer. Responsible for reviewing documentation for accuracy, supporting testing of new software releases, maintaining system manuals, and contributing to MI reporting and continuous improvement. Requires strong communication, decision-making, risk awareness, and collaboration within a fast-paced, hybrid-work environment; CeMAP qualification (or in progress) and mortgage-regulatory knowledge are advantageous.
Required Qualifications
- CeMAP qualification (or working towards)
- Proven experience in mortgage underwriting
- Strong IT literacy (Microsoft Word and Excel)
- Familiarity with Activate and CSR systems (desirable)
- Awareness of mortgage regulations relevant to the role
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