Mortgage Post Closer II
$50,000–$56,000 year
HybridMidlothian, Virginia, United States
Job Summary
Review loan documents for compliance, completeness, and accuracy after receiving files from settlement attorneys. Obtain missing information, prepare files for investor delivery, and clear outstanding conditions to ensure timely loan purchases. Monitor and activate private mortgage insurance, track receipt of trailing documents, and update the mortgage loan origination system. Submit final documents to investors and partners while maintaining digital and physical repositories. Support mandatory selling requirements, prioritize loan files, and communicate issues to third-party investors for swift remediation. Ensure accurate boarding of Federal Home Loan Bank grant loans and conduct monthly audits of MERS data. Provide timely responses to internal and external audit reviews and assist with training new hires.
Required Qualifications
- Prior experience in real estate lending
- 3-5 years experience in the mortgage/real estate industry
- Proficient with computers (i.e. Excel, Word)
- Ability to sit for long periods of time
- Infrequent lifting or carrying of objects up to 10 pounds
Desired Qualifications
- Experience with Conventional, FHA, VA, USDA and Virginia Housing post closing practices
- Working knowledge of secondary marketing practices
- Experience with Encompass LOS
- Strong oral and written communication skills combined with the ability to make sound decisions
- Strong problem solving and organizational skills
- Team player
- Good attention to detail
- Self starter and leader
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