Mortgage Loan Originator
On-site · Ludington, Michigan, United States
Job Summary
Mortgage Loan Originator responsible for originating residential mortgage loans, analyzing borrowers’ financial conditions, processing and closing loans, and maintaining relationships with real estate agents and community partners. The role requires reviewing applications, explaining loan programs, assessing risk, ensuring compliance with Credit Union policies, staying current on mortgage products and industry trends, managing loan files, and coordinating with internal teams. Requires NMLS registration, 2–5 years of mortgage lending experience, and a high school diploma or equivalent (associate or bachelor’s preferred); onsite in Ludington, MI, with standard business hours. Benefits start day one and include health, dental, vision, disability, and life insurance.
Required Qualifications
- High school diploma or equivalent required
- NMLS registration (or ability to obtain)
- Minimum 2–5 years of experience in mortgage lending, loan origination, or financial services
- Familiarity with residential mortgage products, underwriting guidelines, and the loan origination process
- Strong knowledge of mortgage loan products, lending practices, and origination processes
- Understanding of applicable regulations (e.g., NCUA, CFPB, RESPA, TILA, HMDA)
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