Mortgage Loan Originator
On-sitePlainfield, Indiana, United States
Job Summary
Originate mortgage loans by interviewing borrowers, analyzing financial postures, and preparing presentations for loan committee approval. Conduct business development through calls and presentations to realtors, builders, and potential customers to encourage referrals. Counsel clients on financing options, cross-sell bank services, and verify loan closing documentation to ensure unencumbered first lien positions. Assist loan processors, interact with title companies and investors, and attend closings for purchase transactions. Ensure compliance with Bank Secrecy Act, Anti Money Laundering regulations, and federal lending laws. Requires two years of mortgage originating experience and proficiency in financial spreadsheets.
Required Qualifications
- A thorough understanding of the requirements and features of the loan programs and services offered by the Bank
- The analytical ability to conduct an analysis of an applicant's credit status
- The ability to speak, read and write professionally
- The ability to use and understand financial spreadsheets
- The ability to proficiently operate a computer and use excel, word and other bank software
- Must be able to legally operate a motor vehicle
- Minimum two years of progressively more responsible experience in mortgage loan originating and mortgage loan processing functions
- Must be able and eligible to originate all types of mortgage products including, but not limited to, FHA, Rural Development, Conventional, Non-Conventional
- Be knowledgeable of all mortgage lending regulations/laws and how to apply it to keep the bank in compliance with federal requirements
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