Mortgage Loan Officer- Sioux Falls (Full Time)
On-siteSan Francisco, California, United States or Sioux Falls, South Dakota, United States
Job Summary
Solicit and pre-qualify loan applications, prepare credit application packages, and present requests to underwriting for approval. Review loan documents, title, appraisal, and survey prior to closing to ensure accuracy, then collaborate with borrowers, title companies, and realtors to confirm funding conditions and coordinate timing. Screen borrower requests, explain lending parameters, and identify suitable loan programs including FHA, VA, conventional, and housing finance authority products. Advocate in the community to deepen relationships and market the institution's loan products while referring borrowers to Bank partners for additional needs.
Required Qualifications
- Minimum two years' experience in a mortgage lending or financial services environment
- Knowledge of federal and state laws and regulations pertaining to the mortgage banking industry
- Ability to reason, problem solve, and think critically
- Strong analytic, time management, and organizational skills and high level of attention to details
- Effective written and verbal communication skills with the ability to make presentations and educate borrowers on loan products and processes
- Demonstrates high level of integrity, personal diplomacy, and respect
- Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners
Desired Qualifications
- Mortgage banking background preferred with a proven track record of success
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