Mortgage Loan Officer
On-site · Fort Walton Beach, Florida, United States
Job Summary
Evaluate and process residential mortgage loan applications, advising clients on home financing options including FHA and VA loans, and facilitate timely loan closings in collaboration with underwriters, real estate agents, and closing agents. Maintain up-to-date knowledge of mortgage lending regulations and market conditions, leverage automated underwriting systems, and build lasting client relationships to foster referral business. Strong emphasis on regulatory compliance, loan origination procedures, and customer service in the banking/credit intermediation sector.
Required Qualifications
- Proven experience in residential mortgage lending or a related financial services role.
- Comprehensive knowledge of mortgage loan products including FHA and VA loans.
- Familiarity with automated underwriting systems and loan processing software.
- Strong understanding of loan closing procedures and regulatory compliance requirements.
- Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification.
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