Mortgage Lending Officer, Louisville, KY
On-site · Louisville, Kentucky, United States
Job Summary
The Mortgage Lending Officer is responsible for originating conventional, FHA, RHS, and VA loans, including Kentucky Housing loans. Key duties involve counseling borrowers on loan options, preparing and reviewing applications for accuracy, collecting financial information, and ensuring compliance with guidelines. The role requires strong sales experience, excellent communication skills, and proficiency in loan origination software, alongside attention to detail and numerical analysis skills.
Required Qualifications
- Associate’s degree (or commensurate hours) with three years’ experience in secondary market lending and/or mortgage origination that includes government lending
- Five years’ banking experience with 3 years being within the secondary market in lending and/or mortgage origination that includes government lending
- Good personal computer skills, to include Word and Excel software
- Excellent verbal and written communication skills
- Problem solving, organization, time management, and interpersonal skills
- Customer service skills
- Skilled in numerical analysis and deductive reasoning
- Proficient in loan origination software
- Strong understanding of loan products, underwriting, and credit analysis
- High level of attention to detail and ability to manage multiple files simultaneously
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