Mortgage Closer
$52,599–$64,314 year
Hybrid · Chelmsford, Massachusetts, United States
Job Summary
Mortgage closer is responsible for finalizing mortgage loans, including reviewing loan data, preparing Closing Disclosures, and coordinating with Settlement Agents, Broker Partners, and Borrowers to ensure complete and accurate documentation in compliance with regulatory requirements. Responsibilities include managing closing loan pipeline, closing all loan product types (including first mortgages, HELOCs, and HE-Loans) per State and Federal requirements, scheduling and coordinating timely closings, examining loan data for accuracy (fees, property information, borrower information, title report, vesting), ensuring timely preparation of Closing Disclosures, preparing and notifying about the Initial Closing Disclosure, reviewing and verifying wire requests, reviewing third-party invoices, ensuring all conditions are signed off by underwriting, performing QC on closing doc packages, reviewing wiring instructions with Escrow Agent, calculating funding amounts with Escrow Agent, confirming final funding conditions, and ensuring loans close and fund on time in accordance with policy and regulations. The role requires knowledge of the mortgage banking industry, regulatory requirements (TRID), and experience with LOS (Encompass) and DocPrep software, along with strong attention to detail, organization, and customer service.
Required Qualifications
- Minimum 2 years of current experience as a Mortgage Closer preferred
- Knowledge of mortgage banking industry basic lending, real estate contracts, titles, and TRID
- Experience utilizing Loan Origination Systems (LOS) – Encompass preferred and Document Prep Software, such as Encompass Docs or DocMagic
- Overall computer proficiency required and knowledge & experience utilizing MS Word, Excel and Outlook Mail
- Excellent written, verbal, and interpersonal communication skills; Ability to follow established processes and procedures
- Must be highly organized and able to multi-task while working in a fast-paced and sometimes stressful environment with heavy loan volume
- Must be proactive and self-directed with a positive attitude who works well both independently and as part of a team
- Ability to provide superior customer service to our Members, Brokers, Settlement Agents and Vendor Partners
- Credit Union experience is a plus
- Fiserv DNA experience preferred
Additional Requirements
- USAlliance will not sponsor a new applicant for employment authorization or offer immigration related support for this position
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