Manager - Risk Analytics & ICQ - Retail MFB - Internal Control & Quality - Mumbai - Lodha (I-Think Techno Campus) - JM
On-siteMumbai, Maharashtra, India
Job Summary
Develop and review credit risk models and frameworks for unsecured rural and semi-urban lending in coordination with the data science team. Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections. Review portfolio trends on a periodic basis to track quality against accepted risk parameters and ensure policies reflect the dynamic external environment. Analyze industry data to prepare MIS and dashboards for senior management while conducting regular branch visits to evaluate portfolio quality and policy adherence. Coordinate with internal teams such as Quality Control, Product, Business, and IT to strengthen the risk framework.
Required Qualifications
- MBA from a reputed institute
- 3-6 years of experience in managing risk in a Bank/NBFC
- Excellent in understanding data & bringing insights
- Advance knowledge of excel
- Sound knowledge of statistical models
Desired Qualifications
- Experience in microfinance/inclusive finance
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