Manager - Retail Credit - Credit - Housing - EM - Nagole - Vasantha Arcade – JM

The role involves underwriting mortgage business and managing the credit portfolio at the assigned branch. Responsibilities include reviewing complex loan applications, conducting customer discussions for credit worthiness verification, managing portfolio MIS, and taking ownership of client queries. The position requires assessing loan performance ratios and ensuring adherence to legal and documentation norms. Successful candidates will facilitate the credit underwriting function for timely lending decisions in collaboration with sales teams.