Manager - Retail Credit - Credit - Housing - EM - Gudivada - Chinta Plaza - JM*SH*

The Manager - Retail Credit is responsible for underwriting mortgage business and managing the portfolio in the assigned branch. This role includes reviewing and assessing complex loan applications, conducting discussions with customers to establish credit worthiness, and ensuring compliance with credit/KYC documents. Key responsibilities involve maintaining portfolio MIS, conducting critical reviews of credit proposals, facilitating quick turnaround of credit lending, and managing the credit underwriting function. Candidates should have a graduate degree and preferably possess certifications such as CA or MBA, demonstrating strong analytical skills and ability to build effective relationships.