Manager of Indirect Lending and Underwriting
$100,000–$125,000 year
Hybrid · Irwindale, California, United States
Job Summary
Manager of Indirect Lending and Underwriting at Rize Federal Credit Union leads the day-to-day operations of the consumer underwriting function for direct and indirect lending (auto loans/leases), coaching underwriting teams, and driving performance. Drives underwriting quality, workflow efficiency, and service levels; explores automation, analytics, and AI-enabled tools to improve decision quality and efficiency. Partners cross-functionally with Risk Management, Collections, and Loan Production; supports dealer and third-party lending partners; balances sound credit judgment with strong leadership to deliver a better member experience. Requires leadership experience, data-driven decision making, proficiency with dashboards, and a collaborative, innovative mindset. Preferred includes experience with both direct/indirect lending, process improvement, AI-enabled tools, credit union background, and bilingual English/Spanish; Bachelor’s degree in Business/Finance or related field.
Required Qualifications
- 5+ years of experience in consumer lending, underwriting, loan production, or centralized lending operations within a financial institution
- 2+ years of leadership or supervisory experience managing lending or underwriting teams
- Experience making consumer credit decisions and exercising lending authority
- Experience managing workflow, productivity, service levels, and operational performance in a high-volume environment
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