Manager, Home Office Underwriting
$103,000–$167,000 year
On-siteNew York City, New York, United States or Morristown, New Jersey, United States
Job Summary
Plan and execute underwriting audit activity including pre-audit planning, file review, fieldwork, reporting, and post-audit follow-up. Review underwriting files for adherence to authority, appetite, guidelines, and documentation standards while evaluating judgment and risk selection. Partner with Compliance, Legal, and business leaders to resolve rate, form, and regulatory questions. Maintain underwriting authority frameworks, referral triggers, and approval workflows to ensure consistent technical discipline. Contribute to development and refresh of underwriting guidelines, philosophies, and best practices for field underwriters. Support strategic projects including portfolio reviews, exposure assessments, and underwriting tool development. Evaluate emerging risks and the practical use of AI and automation in underwriting workflows. Coaction is a privately-owned specialty property and casualty insurance company headquartered in Morristown, New Jersey, providing coverages across property, casualty, entertainment, executive liability, and multi-line verticals.
Required Qualifications
- 5+ years of Property & Casualty insurance experience
- Strong understanding of underwriting authority, referrals, guidelines, risk appetite, pricing support, policy construction, documentation standards, and regulatory considerations
- Ability to evaluate underwriting files and distinguish between documentation gaps, process issues, control concerns, and substantive underwriting judgment issues
- Effective written and verbal communication skills
- Ability to present findings and recommendations clearly and constructively
- Strong analytical skills
- Attention to detail
- Ability to manage multiple reviews, projects, and stakeholders at the same time
- Self-directed, organized, and comfortable working independently while escalating issues appropriately
Desired Qualifications
- Experience with MGU, E&S, delegated authority, specialty underwriting, or multiline underwriting environments
- Familiarity with ISO, AAIS, NCCI, state workers compensation bureaus, E&S rules, rate and form requirements, and related compliance considerations
- Experience supporting underwriting guideline development, letters of authority, referral workflows, portfolio reviews, or operational governance initiatives
- Familiarity with underwriting systems, document management tools, audit tools, dashboarding, or analytics used to monitor underwriting performance and quality
- Insurance designation or certification such as CPCU, ARM, ARe, AU, RPLU, or actuarial credential
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