Loan Compliance Officer
On-siteJim Thorpe, Pennsylvania, United States
Job Summary
Develop and administer the lending compliance program, monitoring laws governing loan origination and servicing. Maintain current knowledge of federal and state regulations, including Bank Secrecy Act, anti-money laundering, and OFAC requirements. Conduct reviews of mortgage, consumer, and commercial lending files, track documentation, and prepare annual Home Mortgage Disclosure Act and Community Reinvestment Act reports. Perform fair lending risk assessments, evaluate flood insurance policies, and coordinate regulatory examinations and internal audits. Advise business partners on regulatory changes, implement policy improvements, and deliver compliance training to Loan Department employees. Prepare clear reports for senior management and the Board of Directors while administering Nationwide Multistate Licensing System requirements.
Required Qualifications
- Bachelor's degree or an equivalent combination of education and relevant experience
- Five or more years of regulatory experience involving loan documentation, processing, operations, or lending
- Three to five years of loan compliance experience
- Strong working knowledge of the lending lifecycle, lending laws and regulations, credit practices, and risk assessment
- Experience establishing, maintaining, and administering compliance policies and procedures
- Proficiency with Microsoft Word, Excel, and Outlook
- Excellent analytical, research, organizational, and written communication skills
- Strong interpersonal skills and the ability to build productive working relationships across departments and Bank locations
- Ability to interpret regulatory requirements, identify compliance risks, and communicate practical recommendations
- High degree of accuracy, discretion, professionalism, and attention to detail
- Employment at Mauch Chunk Trust is contingent upon the successful completion of a federal and state criminal background check and a credit check
Desired Qualifications
- Working knowledge of the Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Home Mortgage Disclosure Act, and related lending regulations
- Experience with loan documentation and origination platforms such as LaserPro and MortgageBot
- Experience with compliance management software such as Ncontracts
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