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Jolt Credit UnionPosted 1 month ago

Junior Mortgage Underwriter

On-siteSaginaw, Michigan, United States

Full TimeEntry LevelHigh School Or EquivalentMedium

Job Summary

Junior Mortgage Underwriter at Jolt Credit Union in Saginaw, MI, responsible for underwriting conventional mortgage loans, portfolio mortgages, construction loans, and HELOCs, ensuring compliance with investor and regulatory guidelines, coordinating closings with members and title companies, preparing loan documentation, and selling eligible loans to approved secondary market investors. Must have 3+ years of mortgage underwriting experience, be proficient with standard office software and mortgage systems, and obtain/maintain NMLS registration if required. Strong member service and collaboration with lenders and investors are essential.

Required Qualifications

  • High school diploma required
  • Minimum 3 years of mortgage underwriting experience
  • Experience underwriting residential mortgage loans
  • Proficiency with Microsoft Outlook and standard office software
  • Experience using mortgage lending and loan origination systems
  • Ability to obtain and maintain Nationwide Mortgage Licensing System (NMLS) registration, if required

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