International Trade Finance Credit Manager
On-siteMiami, Florida, United States
Job Summary
Review, validate, and approve credit analyses, spreadsheets, and risk reports prepared by Credit Analysts prior to submission. Present all credit, country, and industry/sector risk reports and approval packages to the Credit Committee and Board of Directors. Manage and monitor the overall credit portfolio, approved country limits, exposures, and industry/sector concentrations, ensuring adherence to the Credit Policy and Procedures Manuals. Provide senior management with portfolio reporting for review and control of country and sector exposures. Establish and maintain credit analysis standards, templates, and workflow, ensuring all files are complete and properly maintained. Oversee the review of documents submitted for funding draws and the preparation of funding disbursements and payment schedules. Train, mentor, assign work to, and evaluate the performance of Credit Analysts. Ensure all liens and security interests in collateralized assets are perfected and enforceable.
Required Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or a related field
- Six (6) to eight (8) or more years of progressive credit, lending, or credit-risk experience
- supervisory or management responsibility
- Demonstrated experience presenting credit and risk matters to a credit committee, senior management, and/or a board of directors
- Advanced financial-statement analysis
- credit underwriting
- portfolio-management skills
- In-depth knowledge of country, industry, and sector risk
- trade finance products and structures
- Strong working knowledge of BSA/AML requirements
- credit documentation
- collateral perfection (liens and security interests)
- Proven leadership
- supervisory ability
- team-development ability
- Excellent written and verbal communication
- ability to present complex credit and risk matters clearly to a credit committee and the Board
- Sound judgment in approving, recommending, and escalating credit decisions within delegated authority
- Proficiency with Microsoft Excel
- Proficiency with Microsoft Word
- Proficiency with Microsoft PowerPoint
- relevant credit/banking systems
- Ensure compliance with the Bank Secrecy Act (BSA)
- Adherence to all applicable Anti-Money Laundering (AML) regulations
- Adherence to all Bank policies and procedures
- Adherence to all applicable Federal and State laws and regulations
- All candidates for hire will undergo a credit and criminal background check
- Grove Bank & Trust is a drug-free workplace
Desired Qualifications
- Master's degree
- professional certification (e.g., CFA)
- International trade finance experience
- LATAM & Caribbean market experience
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