IN-Senior Associate_Unsecured Risk_FST - Captives_Advisory_Mumbai

Support credit card portfolio risk management through data-driven analysis, performance monitoring, and risk insights. Assist senior analysts and managers in portfolio monitoring, acquisition risk analysis, credit policy evaluation, and model performance tracking, with increasing ownership over analytical modules. Responsibilities include tracking delinquency, roll rates, losses, and utilization; performing trend, vintage, and cohort analyses; supporting risk dashboards and MIS; evaluating acquisition strategies and balance between growth and risk; monitoring early delinquency trends; contributing to policy updates and champion–challenger analyses; documenting policy rationale and analytical findings; and assisting in ECM risk management, including segmentation, monitoring of risk levers, and evaluation of risk-based strategies. Strong emphasis on SQL/SAS, data interpretation, visualization (Tableau/PowerPoint), and clear communication to senior stakeholders, with a focus on governance, compliance, and cross-team collaboration.