Head of Small Business Default Solutions
On-siteOrlando, Florida, United States or Alpharetta, Georgia, United States
Job Summary
Provide leadership in resolving Small Business Banking problem loan relationships, maximizing returns and minimizing losses while developing resolution strategies for criticized lending. Direct negotiation of problem loan plans with borrowers to prevent or mitigate losses, ensuring appropriate risk ratings and accrual statuses. Partner with CSBB and CLU leadership for timely recognition of problem lending and oversee liquidation and guarantee purchases of SBA relationships. Deliver monthly forecasting for non-performing assets, losses, and OREO transfers. Provide coaching to Asset Managers and implement policies impacting the management of all criticized Business Lending relationships.
Required Qualifications
- Bachelor's degree in business, finance, banking or relevant field
- A minimum of 15 years of experience in commercial lending or equivalent experience, with at least 10 years of problem loan resolution, including foreclosed properties, bankruptcies and business loan recoveries, or other comparable credit experience
- A minimum of 10 years of management experience, with emphasis on problem loan resolution
- Superior negotiating, interpersonal, independent decision making, oral and written communication skills
- Superior process improvement skills
- Overall sound judgment with ability to function at a high level in a dynamic and at times highly adversarial environment
- Demonstrated ability to coach and lead
- Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
- English (Required)
- 1st shift (United States of America)
Desired Qualifications
- MBA or graduate of a major banking school
- 15 years of experience in small business/commercial lending
- 10 years of experience in problem loan resolution
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