Head of Credit Strategy
Hybrid · Sydney, New South Wales, Australia
Job Summary
Senior leadership role leading Athena’s credit risk framework and policy for a fast-growing home lender. Responsible for setting and monitoring credit risk appetite, uplifting credit skills across the team, and collaborating with senior leaders to deliver an innovation agenda. Driving policy standards across lending policy, responsible lending obligations, and related frameworks (including DLA) while managing critical vendor relationships and participating in industry discussions. The role requires deep residential mortgage and secured lending expertise, strong policy and risk management capabilities, stakeholder engagement, and a strategic yet hands-on approach to shaping the future direction of credit risk. Hybrid working model in Sydney, Australia, with a competitive salary package and bonus/ESOP.
Required Qualifications
- Deep credit risk expertise across residential mortgages and secured lending
- Strong understanding of credit policy, risk appetite, and responsible lending obligations
- Experience within banking, non-bank lending, or fintech environments
- Strong stakeholder engagement and communication skills
- Commercial acumen with a balanced approach to risk management
- Experience leading change, policy improvements, or strategic credit initiatives
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