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StepPosted 2 weeks ago

Head of Compliance

RemoteUnited States

Full TimeSenior LevelStartupFinancial Services

Job Summary

Lead and scale the compliance program across banking, lending, and payments regulations, including BSA/AML, KYC, UDAAP, Reg E, Reg Z, EFTA, GLBA, FCRA, and CFPB guidance. Own compliance strategy to ensure products, partnerships, and operations meet regulatory requirements, while developing policies that support a risk-based, scalable function. Collaborate with Product, Engineering, Risk, Customer Experience, Marketing, Legal, and partner banks to guide compliant product development. Oversee internal reviews, audits, testing, training, and monitoring, and manage issue tracking, regulatory exams, complaints handling, and reporting. Evaluate new regulations to translate changes into actionable plans and serve as the primary point of contact with regulators, auditors, and key stakeholders.

Required Qualifications

  • 10+ years of experience in compliance, legal within fintech, banking, and/or payments
  • Deep and broad understanding of U.S. consumer financial services regulation
  • Specific fluency in deposit, payments, and lending frameworks
  • Experience working with sponsor banks or in BaaS partnerships
  • Strong understanding of the nuances of shared compliance models
  • Bachelor's degree or an equivalent combination of education, training, and experience

Desired Qualifications

  • Ideally across both startup and regulated environments

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