Head of Cards Product
On-siteDubai, Dubai, United Arab Emirates
Job Summary
Develop and execute a comprehensive product strategy and roadmap for the ADIB card products portfolio, aligning with business objectives and market trends. Identify opportunities for product differentiation and innovation to enhance competitive positioning while continuously monitoring industry developments and customer needs. Lead cross-functional teams in the conceptualization, design, and development of new card products and features, collaborating with technology, marketing, compliance, and Sharia teams to ensure successful launches. Define product requirements, user stories, and acceptance criteria based on market research, establish KPIs to measure performance, and analyze data to drive product optimization and adoption. Ensure compliance with regulatory requirements and industry standards, working closely with risk management to mitigate operational risks. Build strong relationships with internal stakeholders and external partners to drive strategic alliances supporting business growth.
Required Qualifications
- Deep knowledge of UAE Banking practices, Regulations and Risks
- Deep understanding of card payments, including credit cards, debit cards, prepaid cards, and emerging payment technologies
- Bachelor's degree in business administration, Marketing, Finance, or related field
- Minimum of 12 years of experience in product management, product development, or related roles within the payments industry
- Proven track record of successfully launching and managing card products in a competitive market environment
- Familiarity with regulatory requirements and compliance standards governing card products and payments (e.g., PCI DSS, EMVCo)
Desired Qualifications
- Experience working in a fast-paced, agile environment with the ability to adapt to changing priorities and market dynamics
- Strong analytical skills, with the ability to interpret data and market trends to inform product strategy and decision-making
- Excellent leadership, communication, and interpersonal skills, with the ability to influence and inspire cross-functional teams
- Understand the market / industry dynamics and key drivers of market conditions
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