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Nile FreshPosted 2 weeks ago

Head of Agri Financing

On-sitePretoria, Gauteng, South Africa

Full TimeSenior LevelStartup

Job Summary

Establish the new agri-finance business unit by defining credit approaches, designing scoring frameworks, and structuring innovative financing solutions to bridge working-capital gaps for producers. Evaluate proposals, prepare credit memos, and manage portfolio risk through data-driven dashboards and early-warning systems. Originate relationships with cooperatives and suppliers while coordinating internally with commercial and risk teams and externally with funders and legal advisors. Apply data-first underwriting, leveraging automation and AI to sharpen credit processes.

Required Qualifications

  • A degree in Finance, Accounting, Agricultural Economics, or a related field
  • demonstrable exposure to credit analysis, structured finance, or agri-finance
  • drive to build a business unit from the ground up
  • Proven ability to build and interpret credit models
  • Proven ability to read financial statements
  • Proven ability to translate analysis into a clear, defensible lending decision
  • A genuine interest in (and ideally direct exposure to) how producers manage cash flow, seasonality and input costs

Desired Qualifications

  • Experience with production credit, trade finance, or input financing within agriculture
  • ideally direct exposure to how producers manage cash flow, seasonality and input costs
  • fast willingness to learn it deeply
  • Comfortable being both analyst and dealmaker
  • able to originate a relationship, structure a solution, and defend it through a credit process
  • Young-at-heart, energetic and entrepreneurial
  • This role needs fire in the belly: someone who wants to build, not maintain
  • An open-minded approach to embracing new ways of working
  • the application of AI to drive efficiency

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