Financial Institution Credit Risk Management (ED/MD)

Primary Credit Approving Officer responsible for pro-active credit risk management of Sovereigns/Banks/NBFIs in the United States, Canada, and Global Asset Managers; also acts as Secondary Credit Approving Officer in cross-team coverage. Review, assess, and recommend (approve) appropriate credit limits for credit propositions, annual renewals and transactional requests submitted by Business Units (BUs). Provide constructive comments in credit paper submissions and present clear justification to co-grantor approvers. Develop underwriting standards for new client segments or measurable controls to mitigate risk. Ensure new transactions and credit renewals meet OCBC’s risk acceptance criteria, risk policies and regulatory requirements. Manage credit portfolio amid evolving market dynamics; escalate concerns timely. Engage with stakeholders; be versed in the Bank’s credit policies; propose policy changes as required. Perform regular stress tests on portfolios and ad-hoc reviews. Collaborate with Counterparty Credit Risk and BUs (Global Financial Institutions, Global Markets, Global Trade Finance) to structure credit facilities, negotiate terms (ISDA/CSA, GMRA, GMSLA), and provide solutions. Lead and contribute to a high-performing, agile team and communicate effectively with senior management.