Financial Crime Intelligence: Investigations Expert
$116,310–$166,324 year
On-siteNew York, United States
Job Summary
Conduct complex financial crime investigations, own nuanced cases too layered for standard processes, and document escalation logic to refine team remit boundaries. Translate emerging fraud typologies into actionable intelligence to proactively shape detection infrastructure rather than merely reacting to individual cases. Influence transaction monitoring configuration, close coverage gaps, and ensure investigative findings drive systemic changes in Klarna's financial crime framework. Support transaction monitoring quality and maintain strong investigative controls as the team scales across global markets. Apply expert judgment to determine when regulatory reporting or enhanced due diligence is required, sharing insights with Compliance and Operations stakeholders.
Required Qualifications
- 5+ years of experience in AML or financial crime investigations within fintech, banking, payments, law enforcement, or a regulatory/investigative body
- Strong hands-on experience conducting end-to-end transaction monitoring, event-driven investigations, and complex case escalations
- Proven ability to assess suspicious activity and draft clear, well-supported Suspicious Activity Reports in line with regulatory expectations
- Solid understanding of AML and financial crime regulations applicable to the US and/or EU, including sanctions and PEP frameworks
- Strong written and verbal communication skills in English, with the ability to document and explain investigative decisions clearly
- Comfort operating in a fast-paced environment with evolving financial crime risks and operational priorities
Desired Qualifications
- CAMS, ICA, or equivalent AML certification
- Experience supporting or overseeing outsourced investigation or transaction monitoring teams
- Exposure to a range of product types — from traditional banking products (e.g., lending, deposits, credit) to emerging products like crypto and investments — and/or AML regulatory reporting experience in the EU/UK
- Additional languages (German, Swedish, and/or French)
- Experience tuning, testing, or optimizing transaction monitoring/screening tools, or translating investigation-led insights into control or monitoring rule design
- Genuine enthusiasm for AI-powered tooling in an investigative or compliance context — you're comfortable adopting new tools and using AI-assisted analysis (e.g., case triage, summarization, pattern/typology detection) to work smarter across case volumes
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