Executive Director - Card SMB Acquisitions Risk Strategy Director
On-site · Wilmington, Delaware, United States
Job Summary
Executive Director, Card SMB Acquisitions Risk Strategy Director at Chase Card Services oversees the credit risk strategy for Small & Medium Business card acquisitions. Lead risk appetite, define risk management frameworks, and shape underwriting policies to align with financial goals. Drive collaboration across risk, underwriting, legal, and finance to balance growth with risk, develop risk models and acquisition strategies, recruit and develop talent for the acquisitions credit decisioning unit, and monitor performance through executive reporting.
Required Qualifications
- Bachelor’s Degree in finance, business administration, or a related field is required
- 10+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
- Ability to evaluate and manage credit risk effectively along with deep knowledge of banking regulations and ensuring adherence
- Strong judgment in approving or recommending credit transactions along with exceptional quantitative and qualitative finance and analytical skills
- Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
- Exceptional people leadership, relationship development and negotiating skills; ability to earn respect and trust among internal and external business partners and team members
- Proven experience in collaborating across teams and lines of business within large organizations
- Strong proficiency with executive-level presentation materials and briefings, and the ability to simplify complex subject matter into digestible executive communications
- A high level of personal initiative, setting and achieving challenging goals, and demonstrating entrepreneurial leadership
- Excellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisions
- Demonstrated career of successful program implementations
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