Especialista de Credito Auto, Ciudad de México
On-siteLa Ciudad, Estado de Durango, Mexico
La Ciudad, Estado de Durango, MexicoOn-siteFull TimeFinancial ServicesEnterprise
Full TimeEnterpriseFinancial Services
Job Summary
Analyze automotive credit applications, including financial statements, credit history, and repayment capacity. Evaluate client credit risk against established BBVA policies and prepare credit proposals for approval committees. Communicate with clients to request additional information and explain credit terms. Maintain accurate records in internal systems and contribute to process improvement initiatives. Stay current on automotive market trends and applicable credit regulations. Collaborate with sales teams to optimize credit origination workflows.
Required Qualifications
- Analyze automotive credit applications, including financial statements, credit history, and repayment capacity of applicants
- Evaluate credit risk of clients according to policies and guidelines established by BBVA MÉXICO S.A.
- Prepare and present credit proposals to corresponding committees or approval levels
- Communicate effectively with clients to request additional information, clarify doubts, and explain credit conditions
- Stay updated on automotive market trends and applicable credit regulations
- Collaborate with the sales team and other areas to optimize the credit origination process
- Register and keep up to date credit file information in internal systems
Desired Qualifications
- Participate in the implementation of improvements to automotive credit processes
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