Director, Underwriting Appetite & Standards
$130,000–$200,000 year
On-site · Englewood, Colorado, United States
Job Summary
Director, Underwriting Appetite & Standards leads the development and maintenance of underwriting guidelines across Small Business, Middle Market, and Large Commercial portfolios; handles referrals across all lines of business for unique, complex, large, or high-severity risks with high technical authority; provides enterprise underwriting QA including file reviews and targeted initiatives; aggregates QA findings to identify trends and training opportunities; partners with Underwriting Training to deliver technical topics; assists in documenting and refining guidelines, standards, and processes to support profitable growth; serves as a technical resource on complex exposures and coverage considerations; participates in strategic initiatives for new products, appetite expansion, and process optimization; monitors market conditions and regulatory changes; assists with referral and authority governance; manages and develops a team; accountable for referral quality, underwriting consistency, and timely turnaround; supports leadership with underwriting governance and collaboration with other departments; aligns product expansion with high-quality guidelines and resources.
Required Qualifications
- Bachelor's degree in finance, economics, risk management, or related field
- Minimum of 8–10 years of progressive underwriting experience across Workers' Compensation, Commercial Auto, General Liability, Commercial Property, and Umbrella
- Deep, advanced technical knowledge of risk assessment, coverage, pricing methodology, and regulatory requirements across all lines of business
- CPCU strongly preferred
- Experience handling large, complex, and non-standard risks
- Experience defining, interpreting, or governing underwriting appetite, eligibility, and underwriting standards
- Solid understanding of underwriting governance concepts, including guidelines, authority structures, referrals, and underwriting controls
- Strong consultative, analytical, and decision-making skills
- Experience partnering with Product, Actuarial/Pricing, Claims, Safety/Loss Control, Compliance, and Sales to support profitable growth and risk discipline
Apply with one swipe on Sorce. We auto-fill applications and apply on your behalf — no cover letters, no 40-minute forms.
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.