Director, Card Growth & Risk Initiatives

Lead credit risk leadership, policy design, and support for launching strategic initiatives such as enhanced scale in Affinity Segments and expansion into new customer segments. Partner cross-functionally to advocate for high-value initiatives, develop plans to implement and scale, and report results to leadership. Identify and pursue new growth opportunities by evaluating tests, building business cases, and deploying cash flow underwriting use-cases to unlock responsible card growth. Develop and enhance defenses against intentional credit misuse and synthetic fraud while driving sustainable growth and strong returns. Track performance, identify enhancement opportunities, and rally the organization around a forward-looking agenda. Work in a hybrid capacity from Wilmington or San Francisco, combining data analysis, business judgment, and scenario planning to serve a larger customer base.