Deputy General Counsel
HybridRaleigh, North Carolina, United States
Job Summary
Provide legal advice on Enact's U.S. insurance regulatory matters affecting domestic mortgage insurance and reinsurance operations. Interact directly with insurance regulators on licensing, examinations, approvals, filings, and ongoing oversight. Draft, review, and negotiate reinsurance agreements, risk-transfer arrangements, and master service agreements with lender partners. Partner with internal teams to develop compliant solutions and manage outside counsel. Monitor legislative developments and advise the business on emerging risks. Lead the U.S. Mortgage Insurers House Counsel Committee. This role requires a Juris Doctor and 10+ years of insurance regulatory experience. Based in Raleigh, NC with a hybrid schedule.
Required Qualifications
- Juris Doctor (J.D.) from an accredited law school
- Active license to practice law in at least one U.S. jurisdiction
- Minimum of 10 years of U.S. insurance regulatory and transactional experience
- Significant experience with complex insurance and reinsurance structures and transactions
- Significant experience drafting, evaluating, and negotiating insurance and reinsurance agreements
- Significant experience with intercompany agreements, dividend and distribution requests, and investments in subsidiaries and affiliates
- Experience developing and advising on the filing of insurance policies and rates
- Experience interacting directly with insurance regulators on a wide variety of matters, including licensing, regulatory filings and examinations
- Broad experience related to insurance laws, regulations and licensing requirements
- Familiarity with insurance holding company acts and related filings, such as holding company transactions, Form A/D filings, dividend requests, and reinsurance regulatory approvals
- Working knowledge of statutory insurance accounting principles (SAP)
- Strong collaboration and communication skills; ability to work effectively across multiple business units
- Client focused mindset with the ability to deliver practical, compliant solutions
- Regular travel to Raleigh required
Desired Qualifications
- Experience with state departments of insurance, ideally the North Carolina Department of Insurance
- Financial or accounting expertise, or experience working closely with finance teams
- Familiarity with the U.S. housing finance system
- Familiarity with RESPA and related state laws
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