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Bank of AmericaPosted 1 month ago

Credit UW I-II or Senior

On-siteCharlotte, North Carolina, United States

Full TimeSenior LevelLarge

Job Summary

Manage a portfolio of clients supporting underwriting and monitoring requirements with limited to moderate complexity. Independently work with Relationship Management and Risk teammates to understand structuring needs, deliver financial modeling and loan structure analyses, and review junior teammate work to ensure compliance with laws, rules, regulations, and policy procedures. Lead the process for credit actions, including loan structure conversations and documentation completion with internal and external legal partners. Requires 3+ years of commercial banking experience in underwriting, financial analysis, and portfolio management. 1st shift, 40 hours per week.

Required Qualifications

  • 3+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors or other highly complex credits) underwriting, performing financial analysis, structuring, and portfolio management
  • Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

Desired Qualifications

  • Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed
  • Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
  • BA/BS

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