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Varo Bank1 day ago

Credit Strategy Manager

Remote · United States

Type
Full Time
Level
Mid Level
Education
Bachelors Degree
Company size
Unknown

Job Summary

Develop and implement credit strategies for lending products, including underwriting, pricing, and credit policies from ideation to post-launch monitoring. Propose data-driven changes to improve profitability, customer experience, and access to credit. Use SQL, Python, and Excel to analyze data, quantify performance, and assess impact on portfolio; design and execute A/B testing (Champion/Challenger) to iterate on credit policies and pricing models. Collaborate with risk management, product, engineering, data science, operations, marketing, finance, compliance, and legal to ensure responsible risk management and market-leading offerings.

Required Qualifications

  • 4+ years experience building and managing credit strategy
  • Bachelor’s Degree in Computer Science, Economics, Math, Statistics, Engineering, or other quantitative-related fields
  • Strong proficiency in SQL and Python
  • Experience with data analysis using Excel
  • Understanding of credit risk management (origination, account management, and collections) including traditional and alternative credit data
  • Experience with credit card or personal loan unit economics (LTV, CAC, Provisioning, Cost of Funds)
  • Ability to translate complex credit risk concepts for non-technical partners
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Varo Bank

Credit Strategy Manager

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