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JPMorgan Chase4 months ago

Credit Strategy - Chase Auto - Associate

On-site · Plano, Texas, United States

Type
Full Time
Level
Mid Level
Education
Bachelors Degree
Company size
Enterprise
Industry
Investment Banking

Job Summary

Credit Strategy Associate within JPMorgan Chase Auto Credit Decisioning Unit collaborates to analyze consumer credit performance, develop underwriting guidelines, prepare data-driven reports, and support risk governance. Responsibilities include assisting with credit analysis and portfolio monitoring to identify risk trends, aiding development and maintenance of risk frameworks, producing reports for leadership, evaluating credit exposures and recommending mitigation actions, and partnering with Risk, Underwriting, and Finance to operationalize credit strategy. The role emphasizes collaboration across Risk, Underwriting, and Finance, participation in special projects related to portfolio optimization, and ongoing learning in credit strategy and risk models.

Required Qualifications

  • Bachelor’s degree in finance, economics, business, data analytics, or a related discipline
  • Minimum 2 years of relevant experience in consumer credit, credit risk, portfolio analytics, underwriting, or related functions at a financial institution or credit analytics organization
  • Strong analytical skills with the ability to interpret data, identify trends, and support actionable conclusions
  • Basic understanding of consumer credit products, credit risk concepts, and portfolio performance drivers
  • Proficiency in Excel and quantitative tools
  • Effective written and verbal communication skills to present findings and recommendations to business partners
  • Team-oriented mindset and ability to work collaboratively in a fast-paced environment
  • Curiosity and eagerness to learn about credit strategy, risk models, and industry best practices
  • Familiarity with SQL or visualization tools such as Tableau or Power BI
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JPMorgan Chase

Credit Strategy - Chase Auto - Associate

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