Credit Risk - Executive Director - Credit Decisioning Unit
On-site · Wilmington, Delaware, United States
Job Summary
Executive Director-level leadership role leading the Credit Decisioning Unit (CDU) for wholesale credit across SME C&I, not-for-profit, and small government borrowers. Responsible for senior credit judgment on complex, non-standard credits; designing and owning CDU wholesale credit underwriting frameworks; establishing minimum eligibility thresholds and approval standards; integrating economic profitability and risk-adjusted return into credit decisions; developing and managing risk monitoring and watchlist frameworks; representing CDU in senior forums and partnering with second-line risk, finance, pricing, and capital management. Emphasis on portfolio risk management, policy development, and governance with stakeholder engagement at CRO and executive leadership levels.
Required Qualifications
- Ten+ years of progressive experience in commercial, wholesale, or business banking credit
- Demonstrated leadership responsibility for credit decisions, policy development, or portfolio risk management
- Experience underwriting and evaluating complex credits across multiple obligor types
- Experience designing or contributing to credit frameworks and risk decisioning standards
- Experience managing a balanced wholesale credit portfolio with concentration analysis and risk metrics
- Experience with not-for-profit, small government, or mission-driven entity lending
- Strong command of economic profitability concepts and risk-adjusted pricing
- Track record of engaging with senior management, regulators, or second-line risk functions
Apply with one swipe on Sorce. We auto-fill applications and apply on your behalf — no cover letters, no 40-minute forms.
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.