Credit Representative

Locate, notify, and secure payments from customers with delinquent accounts by sending text messages, mailing notices, and conferring via phone or text to determine reasons for overdue payments. Document all correspondence, receive payments, and post amounts to customer accounts while maintaining and balancing assigned cash drawers. Travel to customers' homes to collect late payments or assist with repossessions upon Store Manager approval, and prepare paperwork for legal action against severely late-paying customers. Initiate credit investigations for new applicants and log daily work activities. Assist customers on the sales floor as assigned, including product demonstrations and sales write-ups, while maintaining an acceptable sales quota. Operate computers, printers, and other equipment as necessary to complete essential functions.