Credit Representative

Locate, notify, and secure payments from customers with delinquent accounts by sending text messages, mailing notices, and conferring via phone or in-person visits. Document all correspondence, process payments, and maintain cash drawers while traveling to homes for collections or assisting with repossessions when approved. Initiate credit investigations for new applicants, prepare paperwork for legal action, and log daily work activities. Operate office equipment, process documentation, and assist customers on the sales floor as assigned to meet quotas. Requires a high school diploma, six months in payment collections, and a valid driver's license.