Credit Officer, Vice President - Community Development Real Estate
On-site · Houston, Texas, United States
Job Summary
Lead end-to-end risk analysis of affordable housing transactions, including development budgets, sources and uses, and project economics; prepare, present, and defend comprehensive credit packages to senior management and credit committees; coordinate and manage transaction closings; identify, assess, and monitor credit risk throughout construction and lease-up; manage an active loan portfolio with construction draws, covenant tracking, and annual reviews; establish risk analysis standards and best practices; collaborate with internal and external partners; conduct site visits and industry events to maintain market knowledge; present analyses and recommendations to leadership with data-driven guidance; maintain meticulous documentation and data integrity across systems to support controls, audits, and reporting.
Required Qualifications
- 6+ years of experience in community development real estate lending or investing with a focus on affordable housing
- Underwriting expertise in LIHTC, subordinate/public subsidy layers, and construction/permanent financing structures
- Leadership capabilities across cross-functional teams
- Strong analytical and financial modeling skills
- Experience managing multiple transactions and deadlines
- Excellent stakeholder management and customer service
- Executive-level written and verbal communication skills
- Attention to detail with documentation and controls
- Bachelor’s degree in finance, real estate, economics, or related field (or equivalent experience)
- Commitment to CRA mission and familiarity with community impact goals
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