Credit Officer, Vice Present - Asset Based Lending
On-siteGeorgia, United States
Job Summary
Lead all aspects of the credit relationship, including credit analysis, financial modeling, and coordinating credit approval for loans, derivatives, leases, and cash management products. Assign and assess internal ratings, risk assessments, and risk mitigation strategies while recommending structural changes to address negative trends. Interpret collateral appraisals, monitor liquidity trends, and establish reserves to address emerging issues. Effectively challenge Banking Teams, partner with Debt Capital Markets and Treasury Services, and communicate with Senior Management regarding regulatory requests. Train and mentor junior team members to enhance portfolio oversight.
Required Qualifications
- Bachelor's degree
- 5+ years of experience in commercial banking, credit risk, portfolio management and underwriting
- Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
- Excellent communication skills - both written and verbal
- Ability to multitask in a fast paced environment
- Strong interpersonal and relationship development skills
- Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
Desired Qualifications
- Bachelor's degree in Accounting or Finance, preferred
- Asset Based financing knowledge strongly preferred
- Formal credit training
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