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Kotak1 day ago

Credit Manager - Bharat Business Loans - Credit

On-site · Mumbai, Maharashtra, India

Type
Full Time
Level
Mid Level
Education
Bachelors Degree
Company size
Large
Industry
Banking Services

Job Summary

Credit Manager responsible for end-to-end credit assessment and underwriting for LAP and Affordable Housing Loans, including due diligence, loan processing, risk monitoring, compliance with RBI/NHB guidelines, and collaboration with legal, technical, and operations teams. Key duties include evaluating borrower profiles, ensuring adherence to credit policy, maintaining portfolio health, conducting regular credit reviews, guiding sales and credit teams, and ensuring audit readiness; requires strong knowledge of LAP, property financing, credit tools, and stakeholder management.

Required Qualifications

  • Strong understanding of LAP & Affordable Housing Loans underwriting
  • Knowledge of legal & technical aspects related to property financing
  • Experience in credit risk assessment, financial analysis, and portfolio monitoring
  • Familiarity with CIBIL, CRIF, and other credit assessment tools
  • Attention to detail, decision-making ability, and problem-solving skills
  • Excellent communication and stakeholder management skills
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Kotak

Credit Manager - Bharat Business Loans - Credit

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