Credit Authorization Advisor
On-siteMontréal, Quebec, Canada or Ottawa, Ontario, Canada
Job Summary
Analyze and authorize exceptions and verifications of financing applications for the non-retail client segment of moderate complexity to ensure sound risk management. Act as a resource and coach for account managers and analysts regarding financing packages and financial analysis. Propose improvements for risk management and contribute to the implementation of credit policies. Communicate changes to financing standards, participate in risk quality performance management, and integrate risk management deliverables. Adhere to current policies, laws governing financial products, and Desjardins cooperative values. Requires a Bachelor's degree, four years of experience, and French language proficiency.
Required Qualifications
- Bachelor's degree in a related field
- A minimum of four years of relevant experience
- Knowledge of French is required
- Knowledge of the latest financial, economic, policy and legislative developments
- Ability to perform analyses of the market and the business centre external environment
- Ability to perform financial analysis
- Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
- Basic knowledge of financial services industry practices that support business development and service offering initiatives
- Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
- Knowledge of financing and credit management practices related to businesses
- Understanding of the philosophy and inner workings of a financial services cooperative
- Knowledge of policies, legislation, standards and ethics governing the operation of the caisse and its business centres
- Knowledge of business credit authorization, monitoring, collection and recovery practices
- Familiarity with Desjardins procedures
- Familiarity with government business assistance programs
- Knowledge of service standards
- Understanding of cooperative and cooperative network values, rules and operations
- Action oriented
- Business insight
- Customer Focus
- Differences
- Interpersonal Savvy
- Nimble learning
- Equity, Diversity, Inclusion and Accessibility
Hiring someone like this?
Get your role in front of qualified candidates on Sorce.