Credit Associate (Commercial Credit Underwriter- 1 million to 10 million commitments)

Job Summary

Required Qualifications

• •Bachelor's Degree or equivalent work experience in finance, accounting, economics and/or business
• •Minimum of 2 years of commercial/specialty client segment underwriting, credit, banking and/or financial services experience
• •Competent with Microsoft Office and the ability to learn and effectively utilize other technology applications
• •Understanding of financial models
• •Ability to gather relevant research, analyze data, and synthesize large amounts of information to accurately assess commercial creditworthiness and create a detailed and thorough underwriting package
• •Demonstrated understanding of commercial credit underwriting/approval methodologies, credit policies and procedures
• •Strong presentation and communication skills, with the ability to collaboratively make an impact
• •Ability to plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations
• •Ability to gather or pull together relevant information and utilize it to draw insights, conclusions, solution problems, make decisions and/or tell a story
• •Demonstrates an understanding of foundational accounting principles and can interpret and analyze financial statements (balance sheets, income statements, cash flow statements) to assess a company's financial health and ability to meet its obligations
• •Able to effectively utilize various tools and techniques, including financial ratios, to evaluate a borrower's financial strength and assess risk
• •Able to effectively identify, assess, and control potential risks involved with corporate lending
• •Able to effectively interpret and negotiate credit agreements and loan documentation
• •Able to effectively plan, multi-task, manage time effectively, and work, often independently, with limited supervision of senior team members
• •Able to clearly, concisely, and persuasively convey information, whether verbal, written, or nonverbal
• •Able to effectively synthesize large amounts of complex information into a more consumable summary
• •Able to effectively evaluate the impact of all emerging and/or existing considerations and choose the best path forward using informed, rational, and effective decision-making techniques in various lending and business situations