Credit Analyst - Subprime Auto Finance
$59,280–$67,600 year
On-siteMiami, Florida, United States or Atlanta, Georgia, United States
Job Summary
Engage with dealerships to secure contracts on automated decisioned loan applications and follow up to build lasting relationships. Review and approve loans by ensuring sales contracts align with program specifications or providing alternative solutions when necessary. Analyze credit data, including reports and customer information, to make informed underwriting decisions and assess creditworthiness. Negotiate and restructure non-prime deals to balance risk and reward while maintaining lending guidelines. Meet monthly targets for production, quality, and customer satisfaction to drive team success.
Required Qualifications
- 2+ years of experience in loan underwriting
- Sub-prime auto finance experience strongly preferred
- Bachelor's degree preferred (or equivalent combination of education and experience)
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