Credit Analyst

Assess customer creditworthiness using bureau reports, alternative data, and AI-assisted scoring models to develop supported credit recommendations. Review and verify applications by sourcing documentation from internal systems, public records, and third-party sources. Recommend credit limits, payment terms, and risk mitigants aligned with company policies and risk appetite. Prepare recommendations for approval and monitor applications through final decision. Complete pre-activation verification checks to ensure approval conditions and documentation requirements are met before activating facilities. Maintain accurate customer credit records and support periodic reviews of existing credit facilities.