Credit Analyst
$56,000–$85,000 year
On-siteBallston Spa, New York, United States
Job Summary
Underwrite loan requests and assess credit risk by analyzing client business plans, financial statements, and related materials in conformity with BSNB's lending policies. Collaborate with the Commercial Lending team and communicate with clients to gather necessary documents for loan approval memoranda and credit file updates. Additionally, manage construction loan monitoring and conduct appraisal reviews. This role requires a minimum of five years of commercial credit analyst experience, a bachelor's degree in business or finance, and strong analytical skills. Join a nationally recognized community bank established in 1838, offering competitive pay and comprehensive benefits including medical, dental, vision, a 401(k) match, pension, and tuition reimbursement.
Required Qualifications
- minimum of 5 years' Commercial Credit Analyst experience
- highest levels of customer service and follow-through
- proven track record of process analysis
- proactive approach to problem solving
- good analytical skills
- high level of attention to detail
- Bachelor's degree in Business, Finance or related field
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