Credit Analyst
On-site · Pune, Maharashtra, India
Job Summary
Credit Analyst based in Pune, India, focusing on evaluating loan requests by analyzing applicants’ financials and collateral, preparing clear credit memos, and recommending suitable loan structures. You will collaborate with internal teams to process loans within service level timelines, communicate with clients and sales teams to gather necessary information, follow AVANA’s credit analysis standards, monitor risk, and participate in training on U.S. real estate lending with U.S.-based underwriters, while maintaining a high level of client service and adherence to internal policies.
Required Qualifications
- Bachelor’s degree in finance or accounting with a strong academic background
- At least 3 years of experience in commercial lending, preferably in commercial real estate, Loan against property and hotel lending
- Quick learner, strong problem-solving skills, and ability to think
- Excellent analytical skills, able to interpret complex financial data and identify key risks
- Excellent knowledge of accounting rules
- Knowledge of US GAAP and IFRS will be beneficial
- Ability to work independently with minimal supervision
- Comfortable in a fast-paced, multinational environment, able to manage multiple priorities
- Strong attention to detail, with the ability to spot data discrepancies
- Availability to work U.S. hours (IST 5:30 PM to 2:30 AM)
- Ability to coordinate with internal and external stakeholders
- Excellent written and spoken English, able to clearly communicate findings and recommendations
- Proficient in Microsoft Excel and Word
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