Credit Administration Representative
$43,701–$51,293 year
On-site · Winona, Minnesota, United States
Job Summary
Review and due diligence on Commercial, Ag, and Consumer loan transactions during loan origination and monitoring. Primary responsibilities include obtaining and reviewing executed loan documentation, customer information, and determining transaction compliance with internal bank policy, procedures, and regulatory requirements. Focus areas include preparing mortgage and consumer satisfactions, loan input check-back, data collection, processing paid notes, and completing lien perfections. Role supports credit-related staff at Merchants Bank locations in a centralized Winona Credit Administration Center. Emphasis areas cover importing and reporting tasks (document retention, Mernet forms, HMDA/CRA checkback) and post-close duties (satisfactions, loan exceptions, liens). Requires high accuracy, time management, calm under pressure, and strong verbal/written communication; must be a team player with a can-do attitude and ability to develop amicable solutions for moderately complex situations with internal and external customers.
Required Qualifications
- Must have a high school diploma or equivalent
- Post-secondary education preferred
- Excellent verbal and written communication
- Ability to work in a team
- Strong organizational skills
- Attention to detail
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