Country Head of Credit Risk
HybridParis, Île-de-France, France
Job Summary
Manage and optimize the existing credit portfolio in France while improving underwriting and risk management processes. Oversee the full credit lifecycle from origination through collection, including detailed credit analysis of prospects, approval of exposure limits, and liaison with legal teams for litigation. Monitor portfolio performance metrics, report to the Senior Global Credit Risk Management Team, and present analysis to the Credit Committee and C-Suite. Engage with Front Office and Compliance teams to ensure smooth client experiences and manage overdue payments. Proactively seek to implement new underwriting practices to enhance efficiency and identify new opportunities for shareholder value.
Required Qualifications
- Minimum 7+ years credit underwriting experience
- preferably in the SME space in France
- A strong understanding of local accounting principles
- Exposure to collections and litigations processes locally
- A clear, structured, and concise communication style
- ability to explain complex concepts in a coherent way
- Experience of dealing directly with clients, one on one, and resolving issues
- An understanding of local lending and basic Foreign Exchange products and services
- Experience of building, leading and training effective Credit Risk Management teams and frameworks
- day to day management and monitoring
- Ebury Paris Office - Hybrid: 4 days in the office, 1 day working from home per week
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