Corporate Counsel, Financial Services
$190,000–$300,000 year
RemoteUnited States or Santa Ana, California, United States
Job Summary
Draft commercial and consumer loan agreements, key partner agreements, and program documents while establishing the legal infrastructure for the bank-originated lending program from the ground up. Manage primary legal responsibility for the lending program, including drafting disclosures, reviewing marketing materials for compliance, and advising on AML/BSA, OFAC, and KYC obligations. Partner with outside counsel, consultants, and the Financial Services team on program design, regulatory positioning, and embedding legal requirements across the lending lifecycle and payments flows. Stay current on consumer lending regulations such as TILA, Reg Z, and UDAAP to support program structure and scale. Report to the General Counsel within the Legal and Financial Services teams.
Required Qualifications
- A graduate of a top law school with AmLaw100 or other large national law firm experience
- In good, active standing with the California Bar (or eligible for registered in-house counsel status)
- 6+ years of legal experience
- At least 2-3 years at a fintech, BaaS platform, or other consumer lending company in an in-house legal role or a similar role advising such companies at a top law firm
- Substantive experience with consumer lending regulation: TILA/Reg Z, UDAAP, FCRA, ECOA, GLBA, state licensing, and bank partnership program structures
- Working familiarity with payments and money movement concepts (money transmission, stored value/wallets, EFTA/Reg E, card network basics) sufficient to spot issues and partner effectively with business teams
- Candidates must be authorized to work in the United States
- Collectors uses e-Verify to validate your ability to work legally in the United States
Desired Qualifications
- Experience in a fast-moving environment
- Strong organizational skills with the ability to manage multiple workstreams while maintaining quality
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