Consumer Lending Sales Specialist - Full Time
$31,200–$31,200 year
On-siteOwensboro, Kentucky, United States
Job Summary
Drive customer acquisition through storefront and online channels by presenting tailored financial solutions and educating clients on loan terms. Manage the consumer loan portfolio while delivering exceptional service and maintaining strong relationships throughout the loan lifecycle. Execute community marketing initiatives to generate growth, conduct collection activities, and ensure accurate cash controls and documentation in full compliance with federal and state regulations. Support branch financial objectives by tracking performance metrics and following Loss Prevention standards. Foster a positive team environment while collaborating on branch initiatives. Requires a valid driver's license, ability to travel within the division for banking and staffing coverage, and availability for schedule changes to accommodate business needs.
Required Qualifications
- High School Diploma or equivalent
- Sales and/or customer service experience
- Equivalent experience to sales and/or customer service
- One year of experience in sales
- One year of experience in retail
- One year of experience in banking
- One year of experience in collections
- Strong math skills
- Ability to count cash
- Professional verbal communication by phone and in person
- Ability to read, write, evaluate, and apply complex and detailed information
- Ability to work alone on occasion
- Ability to interact professionally and exhibit appropriate social skills
- Ability to negotiate payment terms
- Ability to effectively communicate loan requirements
- Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees
- Ability to use computer programs required to process customer transactions
- Ability to follow procedures in the normal course of business
- Ability to develop and maintain business relationships
- Valid driver's license
- Access to insured, reliable transportation
- Ability to travel within division
- Must be 18 years old
- Eligible to work in the USA
- Ability to successfully complete all post offer screens
- Ability to complete a criminal background check
- Ability to complete a Motor Vehicle Report (MVR)
- Regular and punctual attendance
- Ability to work overtime
Desired Qualifications
- Some college
- One year of experience in sales
- One year of experience in retail
- One year of experience in banking
- One year of experience in collections
- Bi-Lingual Spanish
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