Compliance Testing Manager

As the Manager of Compliance Testing, you will lead the end-to-end compliance testing lifecycle in the bank’s Second Line of Defense (2LoD). Design, implement, and oversee a comprehensive consumer compliance testing program to ensure adherence to federal and state regulations, internal policies, and industry best practices. Direct a team of compliance testers, providing strategic direction and technical expertise to identify control weaknesses and drive remediation across all business lines. Define testing scopes, sampling methodologies, and test scripts for complex consumer regulatory areas (e.g., Fair Lending, UDAAP, Reg E, Reg Z, and Privacy) across all Varo products and processes. Manage, mentor, and develop the team; perform QA on workpapers and reports. Oversee issue tracking, develop CAPs with 1LoD leaders, and validate sustainable remediation. Prepare and present high-level summary reports for the CCO, Risk Committee, and Board; support regulatory examinations (OCC, Federal Reserve, FDIC, CFPB) and internal audits. Validate and certify processes for FDIC Part 370 recordkeeping. Monitor changing banking laws to proactively adjust testing protocols and provide ad hoc compliance advisory support. Requires 8–10+ years in regulatory compliance/risk management, leadership of compliance testers or auditors, cross-functional collaboration, data analytics proficiency (SQL, Tableau, PowerBI, ACL/SAS), and deep knowledge of consumer regulations (Reg Z, Reg E, GLBA, ECOA/FHA, Reg DD). Knowledge of Google Suite and CRCM preferred. Candidates should be comfortable with a pay structure that includes base compensation plus bonus/equity and competitive benefits, and with an emphasis on equal opportunity employment.