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United Community BankPosted 2 weeks ago

Commercial RE Portfolio Specialist

$115,000–$115,000 year

On-siteGreenville, South Carolina, United States

Full TimeAssociates DegreeLarge

Job Summary

Manage the commercial real estate loan portfolio by conducting annual reviews, monitoring borrowing bases, and ensuring covenant compliance. Assist in the full loan process from initial deal screening and financial analysis to preparing credit approval packages and presenting to senior credit committees. Serve as the secondary contact on managed relationships, making calls to borrowers, sponsors, and investment bankers while addressing compliance issues and recommending covenant changes. Review loan documents, interpret financial statements, and allocate time to meet tight timelines. This role requires flexibility for evening and weekend work with less than 5% travel.

Required Qualifications

  • Must possess a proficient knowledge of credit policy and loan documentation issues
  • Must possess a knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations
  • Must have excellent verbal and written communication skills
  • Must be able to write clearly, concisely and efficiently
  • Must understand and work effectively within the credit culture of the company
  • Must allocate time effectively and prioritize work to meet timelines
  • Must have experience spreading financial statements utilizing Moody's or Baker Hill
  • Must be able to pass a criminal background & credit check
  • This is a full-time position that requires schedule flexibility to work evenings and weekends as needed
  • This position requires less than 5% travel

Desired Qualifications

  • 4-year business degree with concentration in finance and/or accounting preferred
  • 5-7 years of work experience in credit analysis and underwriting preferred
  • Experience as a lender/relationship manager preferred

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